Alice in Credit Card Land
by Dr. Sam Vaknin
Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres worldwide. From that moment on, no thief will be able to fraudulently use your card. You can sigh in relief. The danger is over. But is it?
Transfer Credit Card Balances
by Scott Bilker
My husband and I filed for bankruptcy in 1995. Since then we have established good payment records with high interest credit card companies. I'm ready to drop them and transfer my balances to a lower interest rate card(s). I've had my existing accounts for several years (or more), plus we just bought a house, so I think we deserve better interest rates. I called my accounts personally, but they don't offer better rates, only a larger line of credit.
Manipulating the System
by Scott Bilker
It's Friday night and the phone rings... you know the call, it's late, the last bite of my dinner being chewed, all you want to do is watch TV and relax. Guess who's calling? Yes, it's a mortgage company that's trying to sell me a refinance deal!
Disposable Credit Card Numbers
by Rebecca Lindsey
Is online shopping really safe? Stories of high-tech hackers breaking into company databases on the Internet to steal customer information (such as credit card numbers) stop many people from making online purchases.
Scott, you have too many credit cards!
by Scott Bilker
I read your article in which you state that you have 80 or so credit cards. I'm not sure why this is advantageous. I have cancelled all but one card which I pay in full each month and by no means see my "options" (to get into debt, I guess) as being restricted.
College Credit
by Gary Foreman
Dear Dollar Stretcher, I just finished reading another article about credit card offers to college students that likened credit card company representatives to drug pushers and I agree. Is there no way to make the credit card companies responsible for the unreasonable risks they accept when they offer credit to college students?
One Day Late, Yeah Right
by Scott Bilker
I had the feeling that since being one day late means that banks can charge a late fee, it's possible that, well, payments could "accidentally" be held for say, oh, 24 hours. Oops, you're late!
Fair Credit Billing
by Federal Trade Commission
Have you ever been billed for merchandise you returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected.
Paying Off a Loan with Credit Cards
by Scott Bilker
I have a home eq. loan for 10 years at 8.50% for $26,000.00. Could I pay this down with credit cards using $500.00 a month payments?
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